Mortgage Blog

What’s a Mortgage Refinance

“The new mortgage pays off the previous one, allowing you to take advantage of better terms and interest rates without a disruption in lending.” Mortgage refinances can help you control or change your interest rate. I’m here to answer all your questions! Big or small, there are no dumb questions. #thehelpfulLO #home #house #listreports #mortgage #moneywise #themoreyouknow #money #finances #investment #loanofficer #homeowner #realestate #mortgagemack

Tax burden weighing you down?

Mortgage and property tax payments are often deductible from federal and some state taxes. I can help you understand all the benefits of owning a home, send me a message with your questions! #thehelpfulLO #home #homeowner #house #listreports #realestate #taxes #loanofficer #themoreyouknow #moneywise #finances #smartmoney #investment #mortgagemack

Everyone Loves Approval!

Being pre-approved makes your offer more attractive. It can take as little as a few hours, but can save weeks of home searching! Want to learn more? I’m here to help – send me a message to get started. #thehelpfulLO #home #mortgage #listreports #homebuying #househunting #realestate #loanofficer #goals #bettertogether #moneywise #finances #ducksinarow #mortgagemack

Contractor Tips

If your home renovation includes a contractor, here are some tips to get you started. Be specific with the changes you have in mind, structural and cosmetic changes should be on your list. Include specific brands you plan on using. Do your research, so when you review your bids you already have an idea of how much your materials should cost. And be aware of contractor bids that sound too-good-to-be-true. #thehelpfulLO #home #listreports #homereno #reno #renovations #homeimprovement #realestate #loanofficer #homeowner #dreamhome #mortgagemack

How to get started on a mortgage refinance

Refinances take about 30 to 45 days to complete, and you get to sign A LOT of paperwork, but the savings can make a huge difference! Interested in learning what the current mortgage rates are? I can run the numbers to see what a refinance can look like for you. It’s kind of my job. #thehelpfulLO #home #listreports #house #themoreyouknow #loanofficer #icanhelp #finances #money #investment #realestate #smartmoney #homeowner #homeowners #mortgagemack

Mortgage Terminology

These are additional costs which will typically make up about two to five percent of the purchase price. Examples of closings costs include loan processing costs, title insurance, and excise tax. Have more questions about closing costs? I have answers. Let’s talk. #thehelpfulLO #home #house #listreports #househunting #homeowner #finances #investment #icanhelp #loanofficer #themoreyouknow #realestate #mortgagemack

Building equity in your home

“Mortgage payments let you build equity ownership interest in your home. And when you sell, you can generally take up to $250,000 ($500,000 for a married couple) as gain without owing any federal income tax.)” What are things you’re saving up for? #thehelpfulLO #home #house #listreports #homeowner #realestate #finances #investment #icanhelp #mortgagemack

Homebuyer Checklist

Taking the first steps toward buying a home can be hard, I am here to help with items one and two. I’m ready when you are! #thehelpfulLO #home #house #listreports #homeowner #househunting #houseshopping #dreamhome #homeowners #loanofficer #realestate #icanhelp #mortgagemack

Earnest Money

This money gives the buyer extra time to get financing and conduct the title search, property appraisal, and inspections before closing. Understanding mortgage terminology is important when buying a home, so work with someone who knows it all, work with me! #thehelpfulLO #home #house #listreports #homeowner #finances #themoreyouknow #icanhelp #loanofficer #realestate #investment #mortgagemack

Ready for a fixer upper?

I wish renovating a house could be done via montage, but then everyone would want to do it. What’s your favorite fixer upper tv show? #thehelpfulLO #home #house #listreports #loanofficer #realestate #fixerupper #homereno #homestyle #renovation #homediy