Capital Gain Exclusion

“You do not have to buy a replacement home or move up. There is no age restriction. You can exclude the above thresholds from taxes every 24 months” – thebalance.com Selling your home comes with benefits too! #thehelpfulLO #home #house #listreports #homeowner #finances #smartmoney #themoreyouknow #realestate #loanofficer

It’s a PITI

Many mortgage lenders estimate PITI for you before they decide whether you qualify for a mortgage. Understanding mortgage vocabulary is so important during your homebuying journey, I’m here to answer any questions you may have, just send me a message! #thehelpfulLO #home #house #realestate #loanofficer #listreports #househunting #themoreyouknow #icanhelp #homeowner

Mortgage Terminology

Real estate terms can be tricky, especially when it comes to financing your home. But I’m here to help, message me with any questions you have! #thehelpfulLO #home #house #listreports #homeowner #realestate #loanofficer #themoreyouknow #icanhelp #finances #investment #smartmoney #mortgagemack

Homebuyer Checklist

Taking the first steps toward buying a home can be hard, I am here to help with items one and two. I’m ready when you are! #thehelpfulLO #home #house #listreports #homeowner #househunting #houseshopping #dreamhome #homeowners #loanofficer #realestate #icanhelp

What is Earnest Money?

Earnest money is part of the purchase agreement. The exact terms can be negotiated between the buyer and the seller to accommodate needs and exceptions. The funds are often applied toward the purchase of the property. In the event the seller terminates the contract, funds are returned to the buyer. #thehelpfulLO #home #house #listreports #homeowner #realestate #themoreyouknow #finances #smartmoney #investment #icanhelp #loanofficer #mortgagemack

Love and Mortgages

You may be on your own for finding love, but when it comes to finding the right mortgage for your needs I’m the only matchmaker you’ll need. #thehelpfulLO #home #house #listreports #homeowner #househunting #icanhelp #mortgage #finances #realestate #love #happyhome

Did You Know?

Some loans require down payments as low as 3.5% of the homes price! So holding onto your current phone instead of upgrading really could put you 10% closer to your goal of buying a new home. If you’re ready to buy a home but not sure if your finances are ready, let’s talk! I can help you figure it out. #thehelpfulLO #home #house #listreports #homeowner #realestate #loanofficer #icanhelp #themoreyouknow #finances #smartmoney

H.O.M.E.

Settling on a price range will help you narrow down what size home you’re looking for and where you can afford to buy. I am here to help you zero in on your price range. #thehelpfulLO #home #house #listreports #househunting #mash #homeowner #realestate #loanofficer #icanhelp #valentine #mortgagemack

Color of the year 2022

Each year Pantone announces their color of the year and this year they made a completely new color! If you’re looking to refresh your space or are preparing to sell, try this new color on for size. #thehelpfulLO #home #house #listreports #color #homestyle #homedecor #realestate #homestyle #hometips #pantone #coloroftheyear #mortgagemack

Smart Home Features

When looking for a home, which one of these features is most important to you? #thehelpfulLO #home #house #listreports #realestate #loanofficer #smarthome #happyhome #homeowner #mortgagemack