Author: mackinhouston

Understanding Title Insurance

Knowing what needs to get done before a closing can be a lot and you will probably have a lot of questions, but ya know what? I have a lot of answers and I’m here to help. #thehelpfulLO #home #listreports #house #loanofficer #realestate #mortgage #finances #themoreyouknow #icanhelp #knowledgeispower #mortgagemack

Hot Tip

Great news!! You may still qualify for first-time home buyer perks! Let’s find out! #thehelpfulLO #home #house #listreports #househunting #firsttimebuyers #homeowners #dreamhome #themoreyouknow #icanhelp #loanofficer #realestate

Where the down payment should come from…?

There are some programs where the “own funds” requirement is only 3%, the balance can come from a gift or a secured loan. Keep in mind a secured loan must be reported as existing debt. The truth is, there is a lot to know on this subject, lucky for you I know it all! Leave me a comment or send me a message and we can go over all of your questions. #thehelpfulLO #home #house #listreports #finances #themoreyouknow #icanhelp #realestate #mortgage #smartmoney #househunting #homeowner

Winter Maintenance Checklist

Keep your home in tip top shape, even during harsh winter months, by following this handy list of seasonal maintenance todos! #thehelpfulLO #home #house #listreports #homeowner #hometips #todolist #happyhome #loanofficer #mortgage #realestate #investment

Contract to Close…What to Expect:

There is a lot that goes in to buying a home, and it all takes some time. Questions about the process? Send me a message — I’m here to help! #thehelpfulLO #home #house #listreports #househunting #homeowner #themoreyouknow #icanhelp #realestate #realestateinvestment #investment #finances

Capital Gain Exclusion

“You do not have to buy a replacement home or move up. There is no age restriction. You can exclude the above thresholds from taxes every 24 months” – thebalance.com Selling your home comes with benefits too! #thehelpfulLO #home #house #listreports #homeowner #finances #smartmoney #themoreyouknow #realestate #loanofficer

It’s a PITI

Many mortgage lenders estimate PITI for you before they decide whether you qualify for a mortgage. Understanding mortgage vocabulary is so important during your homebuying journey, I’m here to answer any questions you may have, just send me a message! #thehelpfulLO #home #house #realestate #loanofficer #listreports #househunting #themoreyouknow #icanhelp #homeowner

Mortgage Terminology

Real estate terms can be tricky, especially when it comes to financing your home. But I’m here to help, message me with any questions you have! #thehelpfulLO #home #house #listreports #homeowner #realestate #loanofficer #themoreyouknow #icanhelp #finances #investment #smartmoney #mortgagemack

Homebuyer Checklist

Taking the first steps toward buying a home can be hard, I am here to help with items one and two. I’m ready when you are! #thehelpfulLO #home #house #listreports #homeowner #househunting #houseshopping #dreamhome #homeowners #loanofficer #realestate #icanhelp

What is Earnest Money?

Earnest money is part of the purchase agreement. The exact terms can be negotiated between the buyer and the seller to accommodate needs and exceptions. The funds are often applied toward the purchase of the property. In the event the seller terminates the contract, funds are returned to the buyer. #thehelpfulLO #home #house #listreports #homeowner #realestate #themoreyouknow #finances #smartmoney #investment #icanhelp #loanofficer #mortgagemack