🏡 Home buying myth

Starting the process by “just browsing” could be setting yourself up for heartbreak. Before you go looking for (and falling in love with) a home, you need a realistic idea of what you can afford, make sure your credit is in good shape, and, most importantly, get pre-approved for a mortgage. #thehelpfulLO #home #house #listreports #homeowners #househunting #themoreyouknow #beprepared #investment #icanhelp #realestate

4️⃣ Reasons to get approved

Not sure how much you can afford? It could be more than you think! Send me a message to start your pre-approval application today! #thehelpfulLO #home #house #listreports #househunting #finances #investment #realestate #loanofficer #mortgage

🕵️‍♀️ Home buying myth

The S&P CoreLogic Case-Shiller U.S. National Home Price NSA Index, covering all nine U.S. census divisions, reported a 6.3% annual gain for April, down from an 8.3% annual increase in the previous month. The 20-City Composite posted a year-over-year increase of 7.2%, dropping from a 7.5% increase in the previous month. San Diego continued to report the highest annual gain among the 20 cities in April with a 10.3% increase this month, followed by New York and Chicago, with increases of 9.4% and 8.7%, respectively. Portland once again held the lowest rank this month for the smallest year-over-year growth, with a 1.7% annual increase in April.

📝 Did you know?

Ready to make the leap into homeownership but worried about the downpayment? 🏡💰 Let’s explore your options together and find a plan that works for you. Contact me today to get started on your journey to owning your dream home! #thehelpfulLO #home #house #listreports #househunting #finances #mortgage #loanofficer #downpayment #happyhome #dreamhome

😎 🍉 Summer Moving Checklist

Planning a summer move? ☀️📦 Let’s make it a breeze by keeping safety first! Stay hydrated, protect your skin, and schedule moving activities during cooler hours. Your dream home journey should be as sunny as possible – let’s keep it cool together! #thehelpfulLO #home #house #listreports #homeowner #summertime #summer #moving #realestate #investment #mortgage #loanofficer #happyhomeowners #smart #happyhome

🛋️ Renovating vs remodeling

Thinking about renovating or remodeling your home? 🛠️🏡 Let’s unlock the potential of your space and increase its value! Contact me today to explore the best financing options for your project. 💰✨ #thehelpfulLO #home #house #listreports #homeowner #homereno #homestyle #happyhome #dreamhome #realestate #investment #mortgage #loanofficer

Mortgage Terminology: Closing costs

These are additional costs which will typically make up about two to five percent of the purchase price. Examples of closings costs include loan processing costs, title insurance, and excise tax. Have more questions about closing costs? I have answers. Let’s talk. #thehelpfulLO #home #house #listreports #househunting #homeowner #finances #investment #icanhelp #loanofficer #themoreyouknow #realestate

🔍🦈 Deep sea house hunting

Don’t let the mortgage process make you feel like a fish out of water! 🌊🦈 Dive in with confidence and let me help you navigate the waters. Ready to swim with the big fish? Contact me today to get started! #thehelpfulLO #home #house #listreports #homeowner #househunting #realestate #investment #dadjoke #mortgage #loanofficer #househunting #icanhelp #happyhome #hapyhomeowners

5️⃣ Top reasons people are buying homes

Considering buying a home? Understanding why people buy can help you make informed decisions. Recent data shows top reasons include the desire for homeownership, being closer to family, and planning for retirement. Let’s work together to secure the right loan for your unique needs and goals. Reach out today to get started! #thehelpfulLO #home #house #listreports #homeowner #househunting #newhome #realestate #investment #mortgage #loanofficer

🏠🔑 Home buying myth…

Yes, a higher interest rate means a larger monthly payment. But it’s not that simple. You need to understand what type of mortgage you’re selecting. For example, Adjustable-rate mortgages (ARMs) often have lower initial rates than fixed-rate mortgages. But interest rates on these mortgages reset periodically. So when that happens, your rate could rise, and sometimes more than you’re prepared for. Got mortgage questions? I’ve got answers. Let’s talk! #thehelpfulLO #home #house #homeowner #finances #themoreyouknow #listreports #househunting #investment #icanhelp #smartmoney #realestate #happyhomeowners #happyhome #dreamhome