👨‍🎓 Homebuying & student debt

Even if you have student loans, don’t assume that you can’t buy a home. The deciding factor is whether or not you have enough income to cover your student loans, mortgage payments and other debts. Send me a message and I can help you determine your DTI (debt-to-income)! #thehelpfulLO #home #house #listreports #homeowner #househunting #finances #investment #lo093024 #smartmoney #icanhelp #themoreyouknow #realestate

🤔⚖️ Determining home value

Curious about the elements shaping your home’s financial landscape? 🏡💰 From its location to size, condition, and current market dynamics, it’s a multifaceted equation. Ready to gain deeper insights into what makes a home uniquely valuable? Contact me, and let’s explore the factors that contribute to your home’s financial worth. #thehelpfulLO #home #house #listreports #homeowner #lo092624 #finances #investment #realestate #mortgage #loanofficer #icanhelp #happyhome #happyhomeowners

🏦 Reasons to refinance

🏡✨ Ready to experience the benefits of refinancing? As a loan officer, let me break it down for you! 📝💰 Refinancing your home may lead to lower monthly payments, reduced interest rates, and potential savings in the long run. Take control of your finances and explore the possibilities today! 💪🔑 #thehelpfulLO #home #house #listreports #icanhelp #happyhomeowners #finances #mortgage #lo092524 #investment #financetips #moneytips #realestate #loanoffiecr

❓ Questions to ask

Penny for your thoughts? How about some answers for your questions? Whatever questions you have about mortgages I have the answers, so let’s talk! #thehelpfulLO #home #house #listreports #pennyforyourthoughts #themoreyouknow #lo092324 #icanhelp #loanofficer #realestate #mortgage #househunting #homeowner

💰 Homebuying myth – up front costs

Down payments are not the only expense you should be planning for. Costs for inspections, credit reports, insurance, taxes, and closing costs – can range from 3%-6% of the home purchase cost. Long story short, there are a lot of other things that need to be planned for, but you don’t need to stress, I can help you be prepared and answer any questions you have. Just send me a message! #thehelpfulLO #home #house #listreports #homeowner #househunting #finances #investment #lo091824 #smartmoney #icanhelp #realestate #happyhome #themoreyouknow

🗣️ Talk real estate to me

Ready to dive into real estate? Whether you’re buying, refinancing, or just exploring your options, I’m here to chat about all things home loans! Let’s break it down and find the best financing for you. Reach out today, and let’s make your homeownership dreams happen! #thehelpfulLO #home #house #listreports #happyhomeowners #lo091724 #realestate #investment #happyhome #mortgage #loanofficer

🏃‍♀️‍➡️ Get a jump start

Ready to jump-start your preapproval process? 🚀 Gather your ID, social security number, and list of current debts to streamline your journey to homeownership. Need help getting started? Contact me today, and let’s make your dream home a reality! #thehelpfulLO #home #house #listreports #jumpstart #lo091624 #realestate #househunting #mortgage #loanofficer #investment #newhome #dreamhome

🤑🔥 Dropping like it’s hot

A small dip in interest rates can mean big savings—thousands over a 30-year mortgage! 🏡 Now’s the time to lock in these lower rates and make your dream home more affordable. Let’s discuss your options—reach out today! #thehelpfulLO #home #house #listreports #finances #lo091224 #realestate #investment #mortgage #loanofficer #dreamhome

⚠️ Don’t get penalized

Thinking about paying off your mortgage early? Be aware of prepayment penalties! Some loans charge a fee if you pay off your mortgage too soon, whether through selling, refinancing, or large lump sum payments. Not all loans have these penalties, so it’s important to review your terms carefully. Let’s discuss your loan options and make sure you’re set up for success! #thehelpfulLO #home #house #listreports #mortgage #themoreyouknow #lo091124 #icanhelp #finances #realestate #loanofficer #happyhomeowners

😗 Lookin’ pretty fly

If your mortgage rate is over 7%, you might be leaving money on the table! 💸 Refinancing could help you save big in the long run and give you a little extra breathing room in your budget. Let’s chat about your options and see if a refi is the right move for you! #thehelpfulLO #home #house #listreports #homeowner #finances #refi #lo090924 #investment #icanhelp #mortgage #loanofficer