Mortgage Blog

DTI – Debt to Income Ratio

There is a lot to understand when it comes to homebuying and your finances. If you’re finding it confusing, or just want some guidance, I am always here to help! #thehelpfulLO #home #house #listreports #homeowner #loanofficer #realestate #themoreyouknow #finances #icanhelp

Benefits of a small home

Large houses can be great, but they also come with more space to heat, cool, and repair. Buying a smaller home could be the right fit. #thehelpfulLO #home #house #listreports #homeowner #smallhouse #smallhome #homeowner #loanofficer #listreports #realestate #themoreyouknow

Revamp your home

If your home is in need of a revamp, this list is a great place to get started. What room would you paint tomorrow if you could do it with the snap of a finger? #thehelpfulLO #home #house #listreports #homeowner #homestyle #homedecor #realestate #loanofficer #hometips #mortgagemack

Hot Top

Great news!! You may still qualify for first-time home buyer perks! Let’s find out! Call or text #mortgagemack at 832-243-8549 #thehelpfulLO #home #house #listreports #househunting #firsttimebuyers #homeowners #dreamhome #themoreyouknow #icanhelp #loanofficer #realestate

Steps to Home Ownership

These are steps anyone can start on today. First get your credit report and see what’s there. Then work on getting your debt down. Then start saving for a down. There’s no magic shortcut but buying a home IS possible. #thehelpfulLO #home #house #listreports #homeowner #realestate #loanofficer #icanhelp #themoreyouknow #dreamhome

Mortgage Terminology

So many loan options, so little time. Ok, maybe that’s not entirely true, but there are a lot of loan options out there and it can all get confusing! Unless you’re a loan-know-it-all, and you’re in luck, because that’s exactly what I am! So let’s talk loans, and all of your options. #thehelpfulLO #home #house #listreports #icanhelp #themoreyouknow #loanofficer #realestate #finances #smartmoney

Assessed value

A home’s assessed value is just an estimate of the home’s worth. There are a number of things taken into account when determining a homes value like home improvements, repairs, renovations, and more. If you want to learn more about how worth is determined leave me a comment with your questions! #thehelpfulLO #home #house #listreports #homeowner #value #themoreyouknow #icanhelp #loanofficer #realestate

The Closing

Closing is an important part of finalizing every real estate transaction. And understanding real estate terms is important too! I’m here to help you and answer any questions you may have. Drop me a comment with a real estate term you’re unsure of and I’ll explain it to you! 👇 #thehelpfulLO #home #house #listreports #themoreyouknow #loanofficer #realestate #homeowners #icanhelp #househunting #mortgagemack

Relocating?

Moving comes with a lot of stress, packing & unpacking, leaving the familiar for the unknown, the costs (some accounted for, some are a surprise 😱), and finding a new place to live. Honestly, it can all feel a little overwhelming, but you don’t have to do this all alone. A smart place to start is figuring out your financial options for buying a new home – yes, even before you’ve found your new home. That’s where I come in! Just leave me a message or give me a call and I can help get you on the road to your new home, wherever that may be! #thehelpfulLO #home #house #listreports #moving #homeowner #relocating #finances #loanofficer #icanhelp #realestate

Affordable renovations that increase your home value

Affordable renovations

A house is one of the biggest investments most people will make in their lifetime, so continuing to increase the value of your investment is just plain smart! These are some easy and affordable ways to increase your home’s value, when you’re ready to start making major renovations and have questions about your financial options give me a call! I’m here to help. #thehelpfulLO #home #house #realestate #listreports #investment #homereno #homestyle #smartmoney #loanofficer #icanhelp