Mortgage Blog

How to get started on a mortgage refinance

Refinances take about 30 to 45 days to complete, and you get to sign A LOT of paperwork, but the savings can make a huge difference! Interested in learning what the current mortgage rates are? I can run the numbers to see what a refinance can look like for you. It’s kind of my job. #thehelpfulLO #home #listreports #house #themoreyouknow #loanofficer #icanhelp #finances #money #investment #realestate #smartmoney #homeowner #homeowners #mortgagemack

Mortgage Terminology

These are additional costs which will typically make up about two to five percent of the purchase price. Examples of closings costs include loan processing costs, title insurance, and excise tax. Have more questions about closing costs? I have answers. Let’s talk. #thehelpfulLO #home #house #listreports #househunting #homeowner #finances #investment #icanhelp #loanofficer #themoreyouknow #realestate #mortgagemack

Building equity in your home

“Mortgage payments let you build equity ownership interest in your home. And when you sell, you can generally take up to $250,000 ($500,000 for a married couple) as gain without owing any federal income tax.)” What are things you’re saving up for? #thehelpfulLO #home #house #listreports #homeowner #realestate #finances #investment #icanhelp #mortgagemack

Homebuyer Checklist

Taking the first steps toward buying a home can be hard, I am here to help with items one and two. I’m ready when you are! #thehelpfulLO #home #house #listreports #homeowner #househunting #houseshopping #dreamhome #homeowners #loanofficer #realestate #icanhelp #mortgagemack

Earnest Money

This money gives the buyer extra time to get financing and conduct the title search, property appraisal, and inspections before closing. Understanding mortgage terminology is important when buying a home, so work with someone who knows it all, work with me! #thehelpfulLO #home #house #listreports #homeowner #finances #themoreyouknow #icanhelp #loanofficer #realestate #investment #mortgagemack

Ready for a fixer upper?

I wish renovating a house could be done via montage, but then everyone would want to do it. What’s your favorite fixer upper tv show? #thehelpfulLO #home #house #listreports #loanofficer #realestate #fixerupper #homereno #homestyle #renovation #homediy

Energy Efficient Windows

New windows might not be cheap, but they end up saving you money in the long run! They also make heating and cooling your home faster. Who doesn’t want to save on heating and cooling costs? #thehelpfulLO #home #house #listreports #homeowner #realestate #loanofficer #homereno #hometips #homestyle #mortgagemack

Comparables

Real estate terms can be tricky, especially when it comes to financing your home. But I’m here to help, message me with any questions you have! #thehelpfulLO #home #house #listreports #homeowner #realestate #loanofficer #themoreyouknow #icanhelp #finances #investment #smartmoney #mortgagemack

Mortgage Terminology

Real estate terms can be tricky, especially when it comes to financing your home. But I’m here to help, message me with any questions you have! #thehelpfulLO #home #house #listreports #homeowner #realestate #loanofficer #themoreyouknow #icanhelp #finances #investment #smartmoney #mortgagemack

Understanding Refinancing

The main reason people refinance their home loans is to get a lower interest rate on their mortgage and/or to not only lower the monthly payment but also the overall debt owed. It can be tricky to navigate and understand everything about refinancing, but I’m here to help! Just send me a message and let’s talk about your options. #thehelpfulLO #home #house #listreports #homeowner #finances #investment #loanofficer #themoreyouknow #icanhelp #realestate #mortgagemack