Finding a home you love is a challenge on its own, but factor in the ongoing shortage of homes for sale and all of the bidding wars happening and you’re looking at a near impossible task. Don’t let your lack of preparedness be one more thing working against you. Before you start your hunt give me a call so I can help you get all of your home loan ducks in a row, it will give a leg up when it comes time to put in your offer! #thehelpfulLO #home #house #listreports #dreamhome #themoreyouknow #icanhelp #mortgage #loanofficer #realestate #househunting #mortgagemack
Mortgage Blog
What is DTI? — Debt to Income
If you find the financial part of home buying confusing, message me with your questions! #thehelpfulLO #home #house #listreports #DTI #income #finances #themoreyouknow #icanhelp #loanofficer #homeowner #househunting #investment #mortgagemack
3 Signs it’s Time for You to Become a Homeowner
I get it, becoming a homeowner is a big decision, there is a lot to consider. But there is also probably a lot already indicating that it’s your time, and you don’t have to figure it out on your own. I’m here to help! #thehelpfulLO #home #house #listreports #homeowner #itstime #themoreyouknow #investment #loanofficer #realestate
4 important reasons to own a home
And that’s just to name a few! There are plenty of reasons to buy a home, what are some of the reasons you want to own a home? #thehelpfulLO #home #house #listreports #homeowner #homeowners #dreamhome #themoreyouknow #investment #finances #loanofficer #realestate
Owning a home gives you stability and emotional security
“No more worrying about landlords, rent increases or the possibility your building will be sold and redeveloped. You’ll be in charge.” – homeadvisor.com Let’s take these worries and uncertainties off your plate by starting your road to home ownership. First step: finding the right loan for your situation! #thehelpfulLO #home #house #listreports #realestate #loanofficer #mortgage #homeowner #homeowners #dreamhome #finances #investment #mortgagemack
What is an appraisal
If you’re buying a home, we will order an appraisal once your offer is accepted. It’s an important part of the closing process and will be used to confirm the home you’re buying is equal to the price you’re paying. If something major is revealed in the appraisal we have options on how we move forward. #thehelpfulLO #home #icanhelp #listreports #house #realestate #homeowners #househunting #themoreyouknow #loanofficer #homeowner #mortgagemack
What are closing costs?
Closing costs are sometimes overlooked when buyers figure out their budget — but they can be significant! If you need some tips to help prepare for closing, let’s talk! #thehelpfulLO #home #listreports #house #finances #themoreyouknow #realestate #househunting #icanhelp #investment #loanofficer #homeowner
Things to ask yourself while looking for your new home
Choosing your first home is an exciting commitment to your future. I love helping people buy their homes and I’m here to answer any questions you have about the process. What’s one thing you want your first home to have? #thehelpfulLO #house #listreports #home #househunting #icanhelp #themoreyouknow #realestate #loanofficer #homeowner #dreamhome #mortgagemack
Starter Home Tip
Regular upkeep on a home is a new area to budget for as a first time home buyer. Investing in a well maintained first home will help you adjust to the new costs of homeownership, so you can save up for any major renovations, remodels, or vacations. #thehelpfulLO #home #house #listreports #homeowner #househunting #investment #loanofficer #realestate #dreamhome #firsthome #mortgagemack
Did you know…Halloween
There was a time when trick-or-treaters didn’t receive candy at all. According to the History Channel, it was common to pass out pieces of cake, fruit, nuts, coins, and little toys. It wasn’t until the 1950s that candy became a staple on the trick-or-treating circuit. And we have candy makers and good marketing to thank for that. #thehelpfulLO #halloween #trickortreat #themoreyouknow #spookyszn #happyhalloween #funfact
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