Mortgage Blog

Appraisal

There is so much to know about the home buying process, it can get a little overwhelming. Lucky for you I know a lot and I’m here to help! I’m just a message away. #thehelpfulLO #home #house #listreports #icanhelp #themoreyouknow #realestate #loanofficer #househunting #homeowner #homeowners #mortgagemack

Home

Being comfortable in your home is important! Where is the most comfortable space in your home? #thehelpfulLO #home #house #realestate #home #comfy #happyhome #listreports #loanofficer #comfort #frumpy #comfortable #cozyhome #mortgagemack

Equity

Having equity in real estate is a great way to invest your money. Wanting to invest your money in equity of a new home? Send me a message to find out how we can make your investment in your future home happen. #thehelpfulLO #home #house #listreports #themoreyouknow #equity #finances #investment #realestate #icanhelp #loanofficer #mortgagemack

Understanding Title Insurance

Knowing what needs to get done before a closing can be a lot and you will probably have a lot of questions, but ya know what? I have a lot of answers and I’m here to help. #thehelpfulLO #home #listreports #house #loanofficer #realestate #mortgage #finances #themoreyouknow #icanhelp #knowledgeispower #mortgagemack

Hot Tip

Great news!! You may still qualify for first-time home buyer perks! Let’s find out! #thehelpfulLO #home #house #listreports #househunting #firsttimebuyers #homeowners #dreamhome #themoreyouknow #icanhelp #loanofficer #realestate

Where the down payment should come from…?

There are some programs where the “own funds” requirement is only 3%, the balance can come from a gift or a secured loan. Keep in mind a secured loan must be reported as existing debt. The truth is, there is a lot to know on this subject, lucky for you I know it all! Leave me a comment or send me a message and we can go over all of your questions. #thehelpfulLO #home #house #listreports #finances #themoreyouknow #icanhelp #realestate #mortgage #smartmoney #househunting #homeowner

Winter Maintenance Checklist

Keep your home in tip top shape, even during harsh winter months, by following this handy list of seasonal maintenance todos! #thehelpfulLO #home #house #listreports #homeowner #hometips #todolist #happyhome #loanofficer #mortgage #realestate #investment

Contract to Close…What to Expect:

There is a lot that goes in to buying a home, and it all takes some time. Questions about the process? Send me a message — I’m here to help! #thehelpfulLO #home #house #listreports #househunting #homeowner #themoreyouknow #icanhelp #realestate #realestateinvestment #investment #finances

Capital Gain Exclusion

“You do not have to buy a replacement home or move up. There is no age restriction. You can exclude the above thresholds from taxes every 24 months” – thebalance.com Selling your home comes with benefits too! #thehelpfulLO #home #house #listreports #homeowner #finances #smartmoney #themoreyouknow #realestate #loanofficer

It’s a PITI

Many mortgage lenders estimate PITI for you before they decide whether you qualify for a mortgage. Understanding mortgage vocabulary is so important during your homebuying journey, I’m here to answer any questions you may have, just send me a message! #thehelpfulLO #home #house #realestate #loanofficer #listreports #househunting #themoreyouknow #icanhelp #homeowner