Mortgage Blog

Better days are coming…

House hunting, shopping for the right home loan, putting in offers, it can all be so overwhelming. But I promise better days are coming. I promise it will all be worth it when you walk into your house and realize, “oh my gosh, this is MY house!”. I’m here to help you every step of this financial journey. I’m just a text or call away. #thehelpfulLO #home #house #listreports #homeowner #househunting #realestate #betterdays #icanhelp #investment #loanofficerb

Mortgage Terminology

Basically, it’s a reference for all of your payments relating to your mortgage! But even with this you will probably still have questions which is why you want to make sure you’re working with a loan officer who really knows their stuff, someone like me! #thehelpfulLO #home #house #listreports #homeowner #realestate #househunting #icanhelp #themoreyouknow

Did You Know?

In terms of cost recovery it comes in at 106% and 100%! What’s your favorite kind of flooring? #thehelpfulLO #home #houseexpert #house #listreports #homeowners #homeowner #homereno #homestyle #homeremodel #investment #finances #smartmoney #loanofficer #realestate #dreamhome #themoreyouknow

DTI – Debt to Income Ratio

There is a lot to understand when it comes to homebuying and your finances. If you’re finding it confusing, or just want some guidance, I am always here to help! #thehelpfulLO #home #house #listreports #homeowner #loanofficer #realestate #themoreyouknow #finances #icanhelp

Benefits of a small home

Large houses can be great, but they also come with more space to heat, cool, and repair. Buying a smaller home could be the right fit. #thehelpfulLO #home #house #listreports #homeowner #smallhouse #smallhome #homeowner #loanofficer #listreports #realestate #themoreyouknow

Revamp your home

If your home is in need of a revamp, this list is a great place to get started. What room would you paint tomorrow if you could do it with the snap of a finger? #thehelpfulLO #home #house #listreports #homeowner #homestyle #homedecor #realestate #loanofficer #hometips #mortgagemack

Hot Top

Great news!! You may still qualify for first-time home buyer perks! Let’s find out! Call or text #mortgagemack at 832-243-8549 #thehelpfulLO #home #house #listreports #househunting #firsttimebuyers #homeowners #dreamhome #themoreyouknow #icanhelp #loanofficer #realestate

Steps to Home Ownership

These are steps anyone can start on today. First get your credit report and see what’s there. Then work on getting your debt down. Then start saving for a down. There’s no magic shortcut but buying a home IS possible. #thehelpfulLO #home #house #listreports #homeowner #realestate #loanofficer #icanhelp #themoreyouknow #dreamhome

Mortgage Terminology

So many loan options, so little time. Ok, maybe that’s not entirely true, but there are a lot of loan options out there and it can all get confusing! Unless you’re a loan-know-it-all, and you’re in luck, because that’s exactly what I am! So let’s talk loans, and all of your options. #thehelpfulLO #home #house #listreports #icanhelp #themoreyouknow #loanofficer #realestate #finances #smartmoney

Assessed value

A home’s assessed value is just an estimate of the home’s worth. There are a number of things taken into account when determining a homes value like home improvements, repairs, renovations, and more. If you want to learn more about how worth is determined leave me a comment with your questions! #thehelpfulLO #home #house #listreports #homeowner #value #themoreyouknow #icanhelp #loanofficer #realestate