Mortgage Blog

Which feature is essential for your future home? Send me a message and we can discuss how to make your future home a reality. #thehelpfulLO #home #house #listreports #homeowner #dreamhome #newhome #househunting #homefeatures #icanhelp #realestate #mortgagemack

When trying to determine if a home is within your price range it is important to know all of the other fees associated with the home, ya know, the ones outside of your mortgage. You want to really make sure you can afford everything that comes with your new home. #thehelpfulLO #home #house #Listreports #homeowner #realestate #loanofficer #themoreyouknow #finances #investment #icanhelp #mortgagemack

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“The new mortgage pays off the previous one, allowing you to take advantage of better terms and interest rates without a disruption in lending.” Mortgage refinances can help you control or change your interest rate. I’m here to answer all your questions! Big or small, there are no dumb questions. #thehelpfulLO #home #house #listreports #mortgage #moneywise #themoreyouknow #money #finances #investment #loanofficer #homeowner #realestate #mortgagemack

Mortgage and property tax payments are often deductible from federal and some state taxes. I can help you understand all the benefits of owning a home, send me a message with your questions! #thehelpfulLO #home #homeowner #house #listreports #realestate #taxes #loanofficer #themoreyouknow #moneywise #finances #smartmoney #investment #mortgagemack

Being pre-approved makes your offer more attractive. It can take as little as a few hours, but can save weeks of home searching! Want to learn more? I’m here to help – send me a message to get started. #thehelpfulLO #home #mortgage #listreports #homebuying #househunting #realestate #loanofficer #goals #bettertogether #moneywise #finances #ducksinarow #mortgagemack

If your home renovation includes a contractor, here are some tips to get you started. Be specific with the changes you have in mind, structural and cosmetic changes should be on your list. Include specific brands you plan on using. Do your research, so when you review your bids you already have an idea of how much your materials should cost. And be aware of contractor bids that sound too-good-to-be-true. #thehelpfulLO #home #listreports #homereno #reno #renovations #homeimprovement #realestate #loanofficer #homeowner #dreamhome #mortgagemack

Refinances take about 30 to 45 days to complete, and you get to sign A LOT of paperwork, but the savings can make a huge difference! Interested in learning what the current mortgage rates are? I can run the numbers to see what a refinance can look like for you. It’s kind of my job. #thehelpfulLO #home #listreports #house #themoreyouknow #loanofficer #icanhelp #finances #money #investment #realestate #smartmoney #homeowner #homeowners #mortgagemack

These are additional costs which will typically make up about two to five percent of the purchase price. Examples of closings costs include loan processing costs, title insurance, and excise tax. Have more questions about closing costs? I have answers. Let’s talk. #thehelpfulLO #home #house #listreports #househunting #homeowner #finances #investment #icanhelp #loanofficer #themoreyouknow #realestate #mortgagemack

“Mortgage payments let you build equity ownership interest in your home. And when you sell, you can generally take up to $250,000 ($500,000 for a married couple) as gain without owing any federal income tax.)” What are things you’re saving up for? #thehelpfulLO #home #house #listreports #homeowner #realestate #finances #investment #icanhelp #mortgagemack

Taking the first steps toward buying a home can be hard, I am here to help with items one and two. I’m ready when you are! #thehelpfulLO #home #house #listreports #homeowner #househunting #houseshopping #dreamhome #homeowners #loanofficer #realestate #icanhelp #mortgagemack