Minimum Credit Scored Based on Loan Type

Unlocking the door to your dream home starts with understanding credit scores! Whether you’re aiming for that conventional, FHA, or VA mortgage, knowing the score can lead you to the right key. Let’s work together to find the perfect loan that fits your unique financial journey! #thehelpfulLO #home #house #listreports #homeowner #realestate #creditscore #finances #investment #mortgage #loanofficer

How to Raise Your Credit Score

Nothing is written in stone, not even your credit score. If you think your score needs a boost before applying for a mortgage, these tips can help. #thehelpfulLO #home #house #listreports #househunting #finances #investment #realestate #mortgage #loanofficer #happyhomeowners #smartmoney

Credit Repair Tips

Your credit score helps lenders see how you’ve handled debt in the past; the higher your score, the lower the interest rate on your mortgage might be. So, as you can imagine, it’s good to raise your score in preparation for applying for a loan. Send me a message for more tips to help get your finances in good shape for a mortgage! #thehelpfulLO #home #house #listreports #househunting #homeloan #mortgage #loanoffier #finances #smartmoney

Mortgage Terminology

Lenders use FICO scores to determine credit risk

Lenders use a FICO score to calculate credit risk. It’s based on the credit reports of the borrowers. The higher the score, the better. But don’t let a low score keep you from pursuing financing. Let’s talk and see what you can afford. #thehelpfulLO #home #house #listreports #homeowner #househunting #finances #investment #mortgage #loanofficer #realestate #icanhelp #themoreyouknow